Tax & pay calculators
Free calculators for employees and anyone paid through PAYE. See your take-home pay after Income Tax, National Insurance, student loan and pension for the 2026-27 tax year, check what you repay on each student loan plan, and work out the tax on dividends on top of a salary. There are also tools for the High Income Child Benefit Charge, the £100,000 personal allowance taper, your statutory holiday entitlement, Statutory Sick Pay and statutory maternity and paternity pay.
- Take-home pay calculatorYour salary after Income Tax, National Insurance, student loan and pension, per year, month and week (2026-27).
- Salary after taxTake-home pay for 36 common salaries from £20,000 to £150,000, with student loan and pension comparisons.
- Student loan repayment calculatorWhat you repay on Plan 1, 2, 4, 5 and a Postgraduate Loan each year, month and week, for salaries and self-employed profit.
- Dividend tax calculatorDividend tax at 10.75%, 35.75% and 39.35% on top of your salary, the £500 allowance band by band, and whether you need Self Assessment.
- Child Benefit charge calculatorHow much Child Benefit you pay back between £60,000 and £80,000, and the pension or Gift Aid that would bring you under.
- Pension & adjusted net income calculatorHow pension contributions and Gift Aid change your adjusted net income, the £100,000 taper and the childcare limit.
- Holiday entitlement calculatorStatutory annual leave in days or hours: full-time, part-time, compressed hours, starters, leavers and 12.07% irregular hours.
- Statutory Sick Pay calculatorSSP for 2026-27: £123.25 a week or 80% of earnings from the first day off sick, with daily rates, part weeks and the 28-week limit.
- Maternity & paternity pay calculatorSMP and SPP for 2026-27: 90% of earnings, then £194.32 a week, with your qualifying week, eligibility and a 39-week schedule.
- Tax deadlines calendarEvery Self Assessment, Making Tax Digital and tax-year deadline, free to subscribe to in Google, Apple or Outlook.
- UK tax rates APIFree JSON and CSV of 2026-27 tax bands, National Insurance, student loan, dividend, mileage and VAT rates plus tax deadlines.
Related guides
- The £100,000 tax trap guideAdjusted net income, the effective 60% rate between £100,000 and £125,140, the childcare cliff and how pension payments help.
- Child Benefit charge guideWhat counts as adjusted net income, the £60,000 to £80,000 taper with examples, and whether to opt out.
- Plan 2 vs Plan 5 student loansWho is on which plan, the £29,385 and £25,000 thresholds, interest and the 30 vs 40-year write-off.
- Holiday entitlement guide5.6 weeks and the 28-day cap, bank holidays, part-time and compressed hours, 12.07% for irregular hours, carry-over and holiday pay.
- Statutory Sick Pay guideSSP from April 2026: £123.25 or 80% of earnings from day one, who qualifies, daily rates, linked spells, fit notes and SSP1.
- Maternity & paternity pay guideSMP, Maternity Allowance and SPP for 2026-27: 90% then £194.32, the qualifying week, day-one paternity leave and worked examples.
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