{
  "api": "Tidy Sheets UK Tax Rates API",
  "version": "v1",
  "topic": "student-loans",
  "tax_year": "2026-27",
  "tax_year_start": "2026-04-06",
  "tax_year_end": "2027-04-05",
  "currency": "GBP",
  "source_urls": [
    "https://www.gov.uk/repaying-your-student-loan/what-you-pay",
    "https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2026-to-2027"
  ],
  "last_verified": "2026-10-17",
  "licence": {
    "name": "Free to use, including commercially, with attribution",
    "attribution": "Please credit 'UK tax rates from Tidy Sheets' with a link to https://tidysheets-uk.pages.dev/uk-tax-rates-api",
    "attribution_html": "<a href=\"https://tidysheets-uk.pages.dev/uk-tax-rates-api\">UK tax rates from Tidy Sheets</a>"
  },
  "disclaimer": "General information only, not tax or financial advice. Figures were checked against GOV.UK on the last_verified date; always check GOV.UK for your own situation. Income Tax bands are for England, Wales and Northern Ireland (Scotland has its own bands for non-savings, non-dividend income).",
  "docs": "https://tidysheets-uk.pages.dev/uk-tax-rates-api",
  "related_calculators": [
    "https://tidysheets-uk.pages.dev/take-home-pay-calculator"
  ],
  "rate": 0.09,
  "plans": {
    "plan_1": {
      "annual_threshold": 26900
    },
    "plan_2": {
      "annual_threshold": 29385
    },
    "plan_4": {
      "annual_threshold": 33795
    },
    "plan_5": {
      "annual_threshold": 25000
    }
  },
  "postgraduate_loan": {
    "rate": 0.06,
    "annual_threshold": 21000
  }
}