{
  "api": "Tidy Sheets UK Tax Rates API",
  "version": "v1",
  "topic": "student-loans",
  "tax_year": "2025-26",
  "tax_year_start": "2025-04-06",
  "tax_year_end": "2026-04-05",
  "currency": "GBP",
  "source_urls": [
    "https://www.gov.uk/repaying-your-student-loan/what-you-pay",
    "https://www.gov.uk/guidance/rates-and-thresholds-for-employers-2025-to-2026"
  ],
  "last_verified": "2026-10-17",
  "licence": {
    "name": "Free to use, including commercially, with attribution",
    "attribution": "Please credit 'UK tax rates from Tidy Sheets' with a link to https://tidysheets-uk.pages.dev/uk-tax-rates-api",
    "attribution_html": "<a href=\"https://tidysheets-uk.pages.dev/uk-tax-rates-api\">UK tax rates from Tidy Sheets</a>"
  },
  "disclaimer": "General information only, not tax or financial advice. Figures were checked against GOV.UK on the last_verified date; always check GOV.UK for your own situation. Income Tax bands are for England, Wales and Northern Ireland (Scotland has its own bands for non-savings, non-dividend income).",
  "docs": "https://tidysheets-uk.pages.dev/uk-tax-rates-api",
  "related_calculators": [
    "https://tidysheets-uk.pages.dev/take-home-pay-calculator"
  ],
  "rate": 0.09,
  "plans": {
    "plan_1": {
      "annual_threshold": 26065
    },
    "plan_2": {
      "annual_threshold": 28470
    },
    "plan_4": {
      "annual_threshold": 32745
    }
  },
  "postgraduate_loan": {
    "rate": 0.06,
    "annual_threshold": 21000
  },
  "notes": "No Plan 5 threshold is listed on GOV.UK for this tax year (Plan 5 repayments start from April 2026)."
}